Borrow Up to 7 Times Income!

Caz Blake-Symes • May 7, 2025
Couple chedcking mortgages

Weston Mortgages Online are delighted to be able to offer a product that may offer borrowers up to 7 times their income.


Most High Street lenders only offer up to six times income for certain eligible borrowers.


Here is an example

Based on two employed clients with a £60k combined salary at 80% LTV

The average amount to borrow from a High Street Lender (one of the big six) would be £310k

  • With this lender  an applicant may be able to borrow up to £393,658 with their current 10 year fixed product (5.45% flat rate). This would be subject to meeting the required criteria.


Key Facts

  • 10 year fixed rate (5.45% flat rate)
  • Residential purchase or remortgage
  • Minimum 15% deposit.
  • Minimum income £50k for sole or joint applications
  • Existing property in England or Wales (no newbuild ), value between £75k and £2m(£2.5m in Greater London)
  • Max age 80 years at  the end of mortgage.


Fees

  • Application fee: £195 (non-refundable)
  • ·Completion fee: £995 (can’t be added over the LTV bracket)
  • First valuation is free for properties up to £1m


Please call Russell for full details and options if you are self employed or have adverse credit

We have a wide selection of lenders and products available to us and will find you the most suitable product to suit your specific needs.



How to Contact Us

Tel 01934 442023

Email russell@swmortgages.com

Complete a form via our website www.westonmortgagesonline.com


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Our initial mortgage consultation is free and with no obligation, should you proceed to an application there will usually be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £290to £490 and this will be discussed and agreed with you at the earliest opportunity.

 

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