Thinking of Moving or Changing Your Mortgage in 2026?

Caz Blake-Symes • January 6, 2026

Happy New Year!

Hope you all had a good Christmas Break and avoided the dreaded coughs and colds.

I had the opportunity over the holiday to review many of the various property and finance reports available online, as well as those to which I subscribe.

Pleasingly, the general tone is very optimistic

This will be my second year as part of the HL Partnership, which has been an incredible success, meaning that I have a far greater range of products to offer my clients.

I think, despite there being no special provisions for first-time buyers in the November budget, the interest rate drop gives buyers a more secure sense of where interest rates are headed.

The only potential fly in the ointment, as far as I can see, is the proposed “mansion tax”, which in reality, will not affect the vast majority of people.

The positive news is that there is a huge range of mortgage products on the market. So, whether you are thinking of moving, doing an extension or conversion on your house or just a straightforward remortgage, you definitely need to have a chat with me.

Likewise, if you are looking to get a family member on the property ladder, develop your property portfolio or looking to get an interest only mortgage, I have some great products to offer and discuss.

Whatever your Mortgage or Protection needs might be, please give me a call.

Best Wishes

Russell

 

How to Contact Us

Russell Green will personally deal with your enquiry.

Tel 01934 442023

Email russell@westonmortgagesonline.com

Complete a form via our website www.westonmortgagesonline.com


Our initial mortgage consultation is free and with no obligation; should you

proceed to an application, there will usually be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances, but will range from £ 290 to £490, and this will be discussed and agreed with you at the earliest opportunity.


Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

5-Star Service all the way from Weston Mortgages Online!

By Russell Green • April 8, 2026
The mortgage journey is often cited as one of the most stressful experiences in adult life. Whether you are a first-time buyer or looking to remortgage a family home, the difference between a smooth transition and a logistical nightmare usually comes down to one person: your mortgage advisor.

What’s happening in the mortgage market right now?

By Russell Green • March 30, 2026
In early March, lenders were reducing fixed mortgage rates as sentiment around interest rates improved. However, the escalating conflict involving Iran has pushed oil and gas prices higher, increasing inflation risk and affecting the UK interest rate outlook.

Remortgaging vs Product Transfers: Our Guide

By Russell Green • March 26, 2026
If your current mortgage deal is coming to an end, you’ve likely started hearing the words "remortgage" and "product transfer" thrown around. In today’s shifting economic climate, making sure you are on the best possible mortgage rate is more important than ever.

Could your household cope if your payslip stopped?

By Russell Green • March 17, 2026
If illness or injury stopped you working, even for a few months, what would happen to the mortgage? Most households have never had to test that scenario, and that is entirely understandable. Day-to-day life is busy, and when the mortgage is being paid each month, it is easy to assume things would somehow be manageable.

Mortgage deal ending this year?

By Russell Green • March 10, 2026
If your mortgage deal is due to end this year, it is worth getting ahead of it now. Not because you need to panic, but because leaving it late can limit your choices and increase the chance of ending up on your lender’s Standard Variable Rate (SVR), which can be higher and can change.

Successful Landlords Work with Great Mortgage Advisors

By Russell Green • February 26, 2026
Being a Landlord in today’s market can be very challenging. The most successful investors always work with a great Mortgage Advisor. Russell Green has years of experience and expert knowledge when it comes to offering advice on Buy to Let mortgage deals.

Is Your Mortgage Deal Ending This Year?

By Russell Green • February 19, 2026
If you took out a two, three or five-year fixed mortgage a few years ago, 2026 could be an important year for you. Around 1.8 million homeowners are coming to the end of fixed-rate deals taken out in 2021, 2022 and 2023. As those deals expire, borrowers face a decision about what happens next and doing nothing may not

The 2026 Homeowner Check-Up.

By Russell Green • February 10, 2026
As we move through 2026, there are a few sensible checks worth making. Not because anything is necessarily wrong, but because life changes, costs move on and reviewing things occasionally can help avoid surprises later.

First home, faster with My First Mortgage from Santander

By Russell Green • February 3, 2026
On 3 February, Santander are the first large lender to launch a First-time Buyer Mortgage over 95% LTV. It’s called My First Mortgage and is up to 98% LTV. Supporting FTBs is a key focus for us whilst lending responsibly.

Exploring the Benefits and Considerations of Green Mortgages

By Russell Green • January 27, 2026
Green Mortgages are a recent introduction to the mortgage market, and every new product raises a lot of questions. In this blog, we will explore the advantages and considerations of a green mortgage.