Thinking of Moving or Changing Your Mortgage in 2026?

Caz Blake-Symes • January 6, 2026

Happy New Year!

Hope you all had a good Christmas Break and avoided the dreaded coughs and colds.

I had the opportunity over the holiday to review many of the various property and finance reports available online, as well as those to which I subscribe.

Pleasingly, the general tone is very optimistic

This will be my second year as part of the HL Partnership, which has been an incredible success, meaning that I have a far greater range of products to offer my clients.

I think, despite there being no special provisions for first-time buyers in the November budget, the interest rate drop gives buyers a more secure sense of where interest rates are headed.

The only potential fly in the ointment, as far as I can see, is the proposed “mansion tax”, which in reality, will not affect the vast majority of people.

The positive news is that there is a huge range of mortgage products on the market. So, whether you are thinking of moving, doing an extension or conversion on your house or just a straightforward remortgage, you definitely need to have a chat with me.

Likewise, if you are looking to get a family member on the property ladder, develop your property portfolio or looking to get an interest only mortgage, I have some great products to offer and discuss.

Whatever your Mortgage or Protection needs might be, please give me a call.

Best Wishes

Russell

 

How to Contact Us

Russell Green will personally deal with your enquiry.

Tel 01934 442023

Email russell@westonmortgagesonline.com

Complete a form via our website www.westonmortgagesonline.com


Our initial mortgage consultation is free and with no obligation; should you

proceed to an application, there will usually be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances, but will range from £ 290 to £490, and this will be discussed and agreed with you at the earliest opportunity.


Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Season's Greetings from Russell Green

By Caz Blake-Symes • December 20, 2025
2025 has been a very busy year for us all here at Weston Mortgages Online. Our most significant change was that we joined the HL Partnership network. This has been a very positive move. We have access to a greater number of lenders, with many offering a much broader and more flexible lending criteria. The administratio

Base rate cut to 3.75%: what could it mean for mortgages?

By Caz Blake-Symes • December 18, 2025
The Bank of England meets every six weeks to decide what should happen to interest rates, with the aim of keeping inflation to its target and keeping the wider economy healthy. Today, Base Rate was cut from 4% to 3.75%. Inflation fell to 3.2% yesterday, which, while the lowest level it’s been in eight months, is still

Common Bank Statement Mistakes That Could Delay Your Mortgage

By Caz Blake-Symes • December 3, 2025
Applying for a mortgage is exciting, but it often involves more scrutiny than people expect. One of the first things a lender looks at is your bank statements. They give a real-time picture of how your money is managed, whether your income is steady, and whether your spending habits suggest you can comfortably take on

A Guide to the Autumn Budget 2025

By Caz Blake-Symes • November 28, 2025
Chancellor Rachel Reeves has delivered her 2025 Autumn Budget, the first major fiscal statement of the year for this Labour government. We wanted to provide you with an overview of the most notable announcements made in yesterday’s speech.

How to Choose the Right Investment Property in 2025

By Caz Blake-Symes • November 17, 2025
The buy-to-let market continues to evolve. With rental demand remaining strong and borrowing costs higher than in previous years, choosing the right investment property has become a more strategic decision than ever.

Mortgage Product Transfer vs Remortgaging: Why Advice Can Make All the Difference

By Caz Blake-Symes • November 6, 2025
If your mortgage deal is coming to an end, your lender may already have contacted you with a new rate. It often looks simple. You log in, click a few buttons, and switch to the next deal. However, before you do that, it is important to ask whether that offer is truly the right one for you.

What is the Renters’ Rights Act,and what does it mean for tenants?

By Caz Blake-Symes • November 3, 2025
The changes laid out in the Renters’ Rights Bill were the biggest shakeup of rental legislation in decades. In October 2025, the Bill gained Royal Assent, which means the bill becomes the ‘Renters’ Rights Act’, and will now become law. The government has committed to making sure landlords are given time to adjust to th

First-Time Buyers Now Spend £163,000 on Rent Before Buying

By Caz Blake-Symes • October 21, 2025
New figures have revealed that first-time buyers are now paying an eye-watering £163,047 on rent before they are able to purchase their first home. This represents a 40 per cent increase in a decade, according to research from specialist mortgage lender Perenna.

Zoopla’s House Price Index: September 2025

By Caz Blake-Symes • October 13, 2025
Pre-Budget speculation over possible tax changes is impacting market activity for homes over £500,000. The rest of the mainstream housing market is carrying on, largely unaffected.

Exciting New First-time Buyer Mortgage Deal!

By Caz Blake-Symes • October 7, 2025
Weston Mortgages Online is delighted to be able to offer this new product from the Newcastle Building Society, as part of their “ First Step” range of products.