Welcome to our February 2025 News!

If you took out a two, three or five-year fixed mortgage a few years ago, 2026 could be an important year for you. Around 1.8 million homeowners are coming to the end of fixed-rate deals taken out in 2021, 2022 and 2023. As those deals expire, borrowers face a decision about what happens next and doing nothing may not

As we move through 2026, there are a few sensible checks worth making. Not because anything is necessarily wrong, but because life changes, costs move on and reviewing things occasionally can help avoid surprises later.

On 3 February, Santander are the first large lender to launch a First-time Buyer Mortgage over 95% LTV. It’s called My First Mortgage and is up to 98% LTV. Supporting FTBs is a key focus for us whilst lending responsibly.

Green Mortgages are a recent introduction to the mortgage market, and every new product raises a lot of questions. In this blog, we will explore the advantages and considerations of a green mortgage.

Buying your first home is one of the most exhilarating milestones you’ll ever hit—but it’s also likely the most complex financial puzzle you’ll ever solve. Between the "Sold" signs and the champagne toasts lies a mountain of paperwork, jargon, and high-stakes decisions.

Remortgaging is the process of switching your existing mortgage to a new deal, either with your current lender or a different one. It is one of the most effective ways to manage your largest monthly expense.

Happy New Year! Hope you all had a good Christmas Break and avoided the dreaded coughs and colds. I had the opportunity over the holiday to review many of the various property and finance reports available online, as well as those to which I subscribe. Pleasingly, the general tone is very optimistic.

2025 has been a very busy year for us all here at Weston Mortgages Online. Our most significant change was that we joined the HL Partnership network. This has been a very positive move. We have access to a greater number of lenders, with many offering a much broader and more flexible lending criteria. The administratio

The Bank of England meets every six weeks to decide what should happen to interest rates, with the aim of keeping inflation to its target and keeping the wider economy healthy. Today, Base Rate was cut from 4% to 3.75%. Inflation fell to 3.2% yesterday, which, while the lowest level it’s been in eight months, is still